Lawn care companies generally provide lawn mowing and trimming services on a seasonal basis. Nearly all lawn care and landscaping businesses purchase general liability insurance to protect against injuries to clients and damage to their property. Most lawn care businesses have a business owners policy. If you have employees or freelancers/contractors working for you, their wages can be deducted from your taxes. You tend to peoples lawns and property, cleaning up the shrubbery and trees, pruning bushes, mowing the lawn, and freshening up the mulch.
About Lawn Care And Landscaping Insurance
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Lawn care and landscaping insurance concept - A landscaping or lawn care.
Let us connect you with one of our providers through the progressive advantage business program. Bundle it with property insurance for savings in a business owner's policy. The addition of other policies will increase the overall cost of insurance for landscaping businesses. Employee wages and contractor expenses. Landscaping insurance also provides bodily injury coverage to cover bodily injury or death that arises to a third party as a result of your actions or those of your employees. We specialize in helping clients increase the value and beauty of their properties by creating and maintaining elegant outdoor spaces.
There are several factors that influence the cost of insurance, ranging from the size of your business, the assets you want to protect, and the area you work in. Lawn care insurance can help you protect yourself and your business if something goes wrong. Recommended insurance programs for landscaping companies and lawn care. If a client is injured, or their property is damaged, your coverage could pay for your legal defense and any compensation youre liable for. Insuring a lawn care business will protect it against accidents, property damage, lawsuits, and equipment failure, in addition to helping one focus on the primary task at hand. Employees can experience injuries or illnesses, and you could be liable, so workers comp coverage is necessary.
Landscaping insurance can protect your business from the potentially devastating effects that can result from those risks. Landscapers and other various lawn care businesses are often exposed to risks that can lead to accidents and financial loss. With our warmer winters, grass cutting and lawn care season can start as early as february, making this industry nearly year round. As the grass begins to grown, remember to protect your business with louisiana landscaping insurance and lawn care insurance. Landpro is the largest national liability insurance program for commercial landscapers and lawn care maintenance professionals, with the most experience protecting these specialized businesses with complete, customized landscaping insurance coverage. A sample of the lawn care insurance coverage or landscaping insurance coverage included or available as additional options are:
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